Plug-in: Modern payment processing with Stripe and Smartstore

Flexible. Scalable. Future-proof.

Digital payment processes have fundamentally changed in recent years. Today, merchants expect far more than simple credit card payments: seamless checkouts, wallet payments, legally compliant processes (PSD2/SCA), omnichannel capability and maximum technical flexibility.

With the Stripe plug-in for Smartstore, shop operators have access to a powerful payment platform that meets these exact requirements – from the classic online shop to B2B scenarios all the way to marketplaces, retail, events and POS applications.


Stripe: more than a payment provider

Stripe is no longer a traditional payment interface, but rather an API-based payment infrastructure used worldwide by e-commerce platforms, SaaS providers and marketplaces.

In combination with Smartstore, Stripe becomes the central payment layer that can be flexibly integrated into existing business models and expanded as needed.


Seamless integration into the Smartstore checkout

The Stripe plug-in is deeply integrated into the Smartstore checkout and supports modern payment flows based on Stripe Payment Intents. This provides merchants with automatic benefits such as:

  • PSD2 & SCA compliance

  • high payment security

  • stable, high-performance checkout processes

  • fewer abandoned carts

The customer remains in the shop throughout the entire payment process – without redirects or media disruptions.


Supported payment methods (excerpt)

With Stripe, Smartstore covers nearly all relevant payment methods from a single source:

  • Credit card (Visa, Mastercard, American Express)

  • Apple Pay

  • Google Pay

  • SEPA direct debit & SEPA Instant

  • Link by Stripe (one-click checkout)

  • optional extensions depending on country & account

This enables Stripe to meet both B2C expectations for convenience and B2B requirements for efficiency and automation.


Omnichannel & POS: online meets offline

Stripe not only enables online payments, but also the connection between online shop and brick-and-mortar retail.

An optional component is the WisePOS E terminal, which integrates seamlessly into Stripe. Typical use cases include:

  • brick-and-mortar retail

  • trade shows & events

  • pop-up stores

  • hybrid concepts (online + POS)

Online and offline payments are consolidated centrally in the Stripe dashboard – including reporting and reconciliation. Our interface also supports all Stripe readers approved in Europe.


Advanced use cases with Smartstore
🔹 Wallet & credit balance models

In combination with the Smartstore Wallet Plug-in, hybrid payment models can be implemented, such as:

  • partial payments (wallet + Stripe)

  • preloading & credit deduction

  • event- & NFC-based payment scenarios

🔹 Marketplaces & split payments

Stripe is ideal for marketplace models:

  • automatic splitting of payments

  • commission models

  • settlement of multiple sellers

🔹 Subscriptions & recurring payments

For rental, subscription or service models, Stripe offers robust features for:

  • recurring payments

  • automatic invoicing

  • transparent billing logic


Stripe compared to other payment methods
Criterion Stripe PayPal Amazon Pay
Checkout flexibility ⭐⭐⭐⭐⭐ ⭐⭐
Apple / Google Pay ⭐⭐⭐⭐⭐
Marketplace capability ⭐⭐⭐⭐⭐ ⭐⭐
Subscription models ⭐⭐⭐⭐⭐          ⭐⭐          
Omnichannel (online + POS)                               ⭐⭐⭐⭐


Conclusion:
Stripe is the first choice for merchants with technical, scalable or future-oriented business models.


Who is Stripe with Smartstore particularly suitable for?
  • growth-oriented B2C shops

  • B2B platforms with complex payment logic

  • marketplaces & multi-vendor models

  • event, stadium and POS scenarios

  • merchants who want maximum control over checkout & payment flow


Conclusion

With the Stripe plug-in, Smartstore becomes a fully-fledged payment platform: modern, secure and flexibly expandable. Merchants receive a solution that meets today’s requirements and does not restrict future business models, but actively supports them.


For more information:
https://paymentforstripe.com/card-readers/wisepos
https://stripe.com/docs/terminal/readers/bbpos-wisepos-e?locale=en-US
https://stripe.com/docs/terminal/payments/setup-reader/bbpos-wisepos-e?locale=en-US
https://paymentforstripe.com/order/wisepos

Do you have questions about this topic? Or would you like to send us your feedback? You can reach us via the contact form, by email at info@smartstore.com or by phone from Monday to Friday between 10 a.m. and 4 p.m. at +4923153350.